Equipment financing
$250,000 to $100 million and up for new and used equipment, including installation, delivery and other soft costs.
Equipment Finance
Capital for equipment projects of every size.
Financing from $250,000 to $300 million per project through a direct lender with access to institutional capital. For established businesses, family offices and private equity portfolio companies that are expanding, modernizing, acquiring or refinancing.
$250K–$300M
Per project
Nationwide
Serving 10 industries
Structures for complex projects.
Large equipment projects rarely fit a standard loan. Our financing partner combines direct lending with banks, institutional investors, family offices and specialty finance sources to build the right structure.
For fleets and operating companies
Refinance and restructuring
Review existing equipment notes and debt to see whether a new structure better fits your cash flow.
Sale-leaseback
Turn equipment you already own into working capital while it stays in service in your operation.
Second-look review
Declined, or offered terms that don’t fit? We’ll review alternative structures at no cost and with no obligation.
For larger and complex projects
Institutional capital
Structures from $5 million to $300 million for large projects, with progress payments, construction draws and multi-vendor facilities.
Progress funding
Pay vendors as a project is built and installed, instead of waiting until the equipment is delivered.
Soft-cost and specialized assets
Financing for software, engineering, installation and other project costs that many banks won’t carry.
Also available. Bank overflow placements for projects outside a bank’s credit policy, and private-label vendor finance programs for equipment manufacturers and dealers.
Family offices & private equity
Equipment capital for the companies you back.
When a portfolio company needs equipment, financing can be structured around the asset itself. That keeps your existing credit relationships intact and keeps the project moving on the operating company’s timeline.
Our financing partner serves as a capital-expenditure partner to family offices and private equity sponsors, funding portfolio companies across healthcare, manufacturing, food systems, energy and transportation.
Refer a portfolio companyEquipment that runs American business.
Transportation & trucking
Oilfield & energy services
Construction
Manufacturing
Agriculture
Medical
Power generation
Material handling
Aviation
Food processing & packaging
Put capital where it earns the most.
Preserve working capital
Qualifying projects may be financed up to 100% of eligible costs, keeping cash available for operations.
Keep pace with technology
Upgrade to equipment that handles more volume and automation without waiting to save the full cost.
Potential tax advantages
Lease and finance payments may offer tax benefits. Confirm the treatment with your tax advisor.
Terms built around cash flow
Structures can reflect seasonal revenue and project timelines instead of a one-size schedule.
Senior-level attention
Experienced finance professionals stay involved from the first conversation through funding.
One advisor for both sides
We look at the equipment, its financing and its insurance together.
Cash flow with a purpose
Give your operating priorities room.
Refinancing existing equipment notes or restructuring debt may improve cash flow. When a review identifies savings, you can consider redirecting them into maintenance and safety programs.
We look beyond a lower payment. Extending a term can reduce a monthly payment while increasing total financing cost. Rates, fees, collateral, payoff terms, and the full repayment schedule all belong in the comparison.
Two decisions.
One operating picture.
Physical damage coverage and equipment debt may concern the same asset. We help you understand the insurance and finance considerations together.
How our role works.
About financing.
Equipment financing is provided by third-party lenders. JJ Reed & Associates is not a lender. We may be compensated by the lender for arranging financing. Financing is subject to credit review, equipment eligibility, lender approval, and final terms. No rate, approval, or cash flow outcome is guaranteed.
Equipment financing is provided by third-party lenders. JJ Reed & Associates is not a lender. We may be compensated by the lender for arranging financing. Financing is subject to credit review, equipment eligibility, lender approval, and final terms. No rate, approval, or cash flow outcome is guaranteed.
Let’s talk about your project.
Tell us about the equipment, the project size and your timeline.