Upload your documents
Provide your policies, declarations pages, and loss runs through our secure upload link. No account is needed.
Comprehensive Underwriting AuditA closer look.
A closer look.
A stronger basis for your next decision.
Your policies and underwriting file deserve a strategic review. Our complimentary Comprehensive Underwriting Audit identifies coverage, underwriting, and file-positioning issues before renewal decisions are made.
From documents to a written perspective.
Understand what the file says, what it leaves unclear, and where a change may deserve consideration.
Review like a senior underwriter
We review your file like a senior underwriter: coverage gaps, exposure, eligibility, and classification accuracy, grounded in your actual circumstances.
Receive a findings memo
You receive a written findings memo outlining the opportunities, supporting observations, and items that need further review.
Ready to send your documents? Use our secure upload link. Please don’t email policies or personal information.
The detail behind the policy.
Price is one part of the picture. The review also considers what you retain, which risks the coverage addresses, and whether the underwriting file accurately reflects you.
- Coverage gaps and exclusionsCompare the coverage structure with your actual risks and responsibilities.
- Limits, deductibles, and exposureUnderstand the financial responsibilities retained under the policies.
- Eligibility and classification accuracyReview the details that shape how the account is considered.
- File completeness and consistencyIdentify unclear descriptions, missing information, and documentation needs.
Five years of context.
A monthly record going forward.
For commercial accounts, we build five-year loss narratives and maintain a monthly audit trail. We document the events, management’s response, the outcome, and available verification.
That record helps underwriters evaluate the operation as it is managed today.
Start with these documents.
- Current policies and endorsements
- Declarations pages
- Available loss runs, including five years for commercial accounts
- Relevant schedules and operational updates
We’ll identify any additional information needed for your account.
Make an informed decision.
The review carries no obligation to move your insurance or pursue financing.
What you receive
A written findings memo with documented observations and opportunities for consideration. We explain the findings so you can decide what merits further action.
What the findings mean
Findings do not guarantee lower premiums, coverage, or acceptance. Any proposed placement is subject to underwriting, availability, policy terms, and your approval.
Let’s review your file.
Start a conversation about your coverage, your equipment, or your next renewal.