For businessesCommercial
Many standard carriers offer installment billing. But many commercial policies, including most excess and surplus lines and program markets common in trucking, require the premium to be paid in full up front. Premium financing lets you spread that premium into monthly payments.
- Commercial auto and trucking
- General liability
- Commercial property
- Umbrella and excess liability
- Package policies
- Audits, bonds, fully earned policies, and more
For individuals and familiesPersonal
Most insurers offer their own monthly or installment payment plans, and that’s usually the first option we’ll look at. Premium financing is an alternative when an installment plan isn’t available, for example with certain markets or after a past cancellation for nonpayment.
- Homeowners
- Auto
- Umbrella
- Landlord / dwelling fire
About premium financing. Premium financing is provided by a licensed third-party premium finance company, not by JJ Reed & Associates. Financing is optional and subject to approval and a written premium finance agreement, which states the finance charge. On commercial policies, JJ Reed & Associates may receive compensation from the finance company and discloses the source in writing before you sign. We receive no compensation on personal policies.
